What About Wedding Insurance?

Oftentimes, the last thing on one’s mind when approaching their wedding day is that of wedding insurance.

So what happens after you fork out oodles of money for that special day and then something goes wrong? It could be the inebriated friend of the family or a youngster who simply doesn’t know any better. I know, we like to think that this occurrence is an impossibility on the happiest day of two people’s lives, BUT, wouldn’t we all like to have the peace of mind just in case?

Ultimately the decision of investing in wedding insurance rests upon those purchasing it. However, we at Details can supply you with the inside scoop on the subject.

First things first, how much do I need?

Ask your ceremony or reception site. They want their clients to be happy. Happiness breeds references. References breed business. They will be up front and guide you to the amount of coverage that makes both parties the most comfortable.

Exactly what will it cover?

Coverage is directly related to the amount you spend. Oftentimes wedding insurance requires a one-time payment and, in turn, will cover most venues insurance requirements (e.g. Liability and property damage).

How much are we talkin’?

One time premiums oftentimes run from $75 (level 1) to $235 (level 3).

If you are looking to have more coverage, aggregate policies tend to range from $500,000 to $1 million.

The good news when it comes to wedding insurance lies in the fact that there are many different coverage levels. After some research, your perfect peace of mind is easily found.

~Andy